Strategic mortgage solutions crafted for Las Vegas homeowners and investors. Every loan tells a story — let's write yours.
What We Offer
Whether you're purchasing your first home, refinancing, or expanding your investment portfolio, there's a strategy designed for your circumstances.
From first-time buyers to seasoned investors, we structure loans that align with your financial goals and timeline — whether it's a condo, single-family home, or multi-unit property.
Reduce your monthly payment, shorten your term, or unlock equity — refinancing is a strategic decision, not a routine one. We analyze every variable before recommending a path.
Las Vegas continues to attract investors. We understand the local market dynamics and structure loans that maximize your returns while managing risk effectively.
FHA, VA, and USDA loans offer advantages that conventional financing can't match — lower down payments, flexible credit requirements, and competitive rates for qualifying borrowers.
Timing matters. We monitor market conditions daily and provide clear guidance on when locking a rate makes sense — no pressure, just informed perspective.
A strong pre-approval isn't just a formality — it's your competitive edge in any market. We move quickly so you're ready when the right property appears.
15+
Years in
Mortgage
500+
Loans
Closed
About Kevin Pham
Mortgage lending is often treated as a transaction. I approach it as the beginning of a relationship — one where your financial well-being matters as much as the closing table.
Based in Las Vegas, I've spent over 15 years helping homeowners and investors navigate the complexities of mortgage financing. From first-time buyers navigating down payment assistance programs to seasoned investors structuring complex multi-unit acquisitions, every file receives the same level of attention and strategic thinking.
At New American Funding, we combine the resources of a national platform with the personalized service of a local office. You're not a file number — you're a neighbor, and that distinction shapes how I work every day.
How It Works
A brief conversation to understand your goals, timeline, and financial picture. No obligation — just clarity.
I present tailored loan options with transparent cost breakdowns so you can make an informed decision.
Your file moves through our streamlined pipeline with regular status updates. I'm your single point of contact.
Review your closing documents carefully. I walk you through every line so nothing is a surprise.
Client Stories
"Kevin made what I thought would be a stressful process feel completely manageable. He explained every option clearly and never pressured us into anything we weren't comfortable with. Our closing was smooth and on time."
Sarah M.
First-Time Buyer, Henderson
"As a veteran, I didn't fully understand my VA loan benefits. Kevin took the time to walk me through every detail and found a rate that cut my payment by nearly $300 a month. I wish I had reached out sooner."
Robert T.
VA Refinance, Las Vegas
"I've worked with three different lenders over the years buying investment properties. Kevin is the only one who actually understood my portfolio strategy and structured the loan to support my next move, not just this one."
David K.
Investment Property, North Las Vegas
Get in Touch
Whether you have a specific question or just want to explore your options, I'm here to help. Reach out and we'll find a time that works.
I'll respond within one business day.
Thank you — I'll be in touch within one business day.
